Condominium Associations Do Not Negate the Need for Harford Insurance in Connecticut

Condominium Associations Do Not Negate the Need for Harford Insurance in Connecticut

Hartford insurance in Connecticut

Whether you rent or own your condominium, assuming your insurance needs are covered by your homeowners association is a costly mistake. Hartford insurance in Connecticut does not require the association to cover its members fully. The onus of ensuring that you have all the coverage you need rests on you. Dont find out the hard way that you arent protected.

Unexpected Losses

Those who live in condominiums enjoy a high quality of life without some of the responsibilities of owning a home. Your communal grounds are kept up by a maintenance crew. You have clubhouse and outdoor recreational space. You might even have a golf course. Still, you have a responsibility to cover yourself against unexpected losses, because people might

  • Fall inside your home
  • Steal personal property
  • Sue the condominium association

You might also have cause to sue the association for damages to your units building. If the condominium associations insurance does not cover all of your damages, youll need additional protection through your own policy to recoup your loss.

Protect Yourself

Protect yourself by purchasing Hartford insurance in Connecticut that covers the interior of your home and exterior portions that are not insured by your association. This mitigates your financial risk should an accident, theft, or other unfortunate incident occur.