Is Your Facility Covered Should the Worst Happen?

Is Your Facility Covered Should the Worst Happen?

hospice liability coverage

You never, ever want to think about it. You got into hospice care because you believe that the elderly should never be forgotten. You began as a hospice nurse, worked your way up to a supervisory position and then went back to school for your master’s degree. Your intent was to open your own hospice facility, and now you have 25 residents under your care. Even though you screen your applicants thoroughly, one of your staff members has been accused of elder abuse. It’s unthinkable. You love your patients so much. Are you covered for what lies ahead? You need maximum hospice liability coverage to make certain you do not lose what you’ve worked so hard to attain.

You sit in your office numb while the authorities interview you and the accused staff member. You cannot believe anyone under your supervision would harm one of your patients. Unfortunately, this is not uncommon in your industry. The AARP reports that elder abuse is on the rise, with one in 10 elders abused by care attendants. Some abusers simply become tired and frustrated with their jobs; others are already abusers who have flown under radar. You pray your patient’s accusations are unfounded. If they aren’t, you will fire the employee and support any action against him or her. Either way, you must carry full hospice liability coverage.