Liability Issues for Volunteer Drivers

Liability Issues for Volunteer Drivers

Volunteer Drivers

Volunteer driver programs are a necessary function of many non-profits who need volunteers to fulfill vital roles for their organizations. The issue is that state mandates for driver insurance coverage are often too low to meet liability issues related to transporting clients or other people. Since it is important to limit accident exposure, organizations can mitigate volunteer driving liability risks through training and oversight procedures.

Key Steps for a Safer Volunteer Driving Program

  • Require proof of insurance: Request that all drivers obtain and provide a copy of proof of insurance. At renewal dates, require volunteers to submit updated forms. This task can be complicated by people who pay insurance premiums month-to-month, but every effort should be made to assure that coverage is intact.
  • Create a list of driver procedures: Develop¬†policies and procedures to govern volunteer driver activities. They will benefit from understanding what is expected of them in the event of an incident or accident.
  • Screen all drivers: Request a Motor Vehicle Record from your state and states where volunteers lived for the past five years. Request this information on an annual basis.¬†A check of driver records is a must in any volunteer program.
  • Provide comprehensive training: Train volunteers on all of the proper procedures for transporting clients. Review these procedures regularly to assure safety compliance is understood.

Additionally, organizations can obtain insurance coverage and risk management services from specialists who have expertise in volunteer programs.