The Liabilities of Septic Installation Jobs

The Liabilities of Septic Installation Jobs

Septic Installation

New construction projects that don’t have a connection to a sewer rely on installing septic tanks to dispose of wastewater. These large tanks are buried underground and must be in compliance with state and local guidelines are regulations. For the contracting team placing the tank, there are several safety hazards and liabilities that could threaten the timely completion of the job.

The Job From Beginning to End

Before a tank is installed, a percolation test needs to be conducted and the drain fields mapped out. If these are done incorrectly, malfunction down the road could result in legal concerns with errors and omissions or pollution liabilities. During the install of the tank, someone could fall into the hole, someone could be damaged by the equipment, someone could get crushed by the tank, or the equipment used may damage an item on the property or a neighboring property. A system that has been installed but functions poorly can create liability risks with mold, waste contamination, bacteria, and pollution.

The Coverage You Need

The complex nature of a septic tank installation requires a tailored insurance plan. The general liability policy you carry for your business won’t address the hazards of the job for both employees and those that may be on-site at the property. It won’t cover the liabilities that stay with the tank once your company has moved on to another job. Speak to an agent about the policy, endorsements, and riders you may need to be fully covered.