The Liability Risks of Hospice Home Visits

The Liability Risks of Hospice Home Visits

hospice coverage

Organizations that provide hospice care for the terminally ill undergo a unique set of challenges. Patients must be well-cared for and comfortable, and family members often need counseling and support as they prepare for the difficult times ahead. While many situations result in patients being transferred full-time to a facility, there are some circumstances where the patient remains at home, requiring regular visits by designated caregivers. The risks involved in these scenarios make hospice coverage against lawsuits and damaging claims a necessity.

What Are the Risks?

When any healthcare professional leaves the facility to provide care to patients at home, liability begins the moment of the caregiver’s departure. If a car accident occurs en route to the patient’s home, the hospice facility can be held responsible for any injuries the caregiver might receive. In addition, hospice organizations are fully responsible for any care or treatment provided by the caregiver while on the patient’s property. Should an incident occur off site, hospice coverage for liability becomes crucial to protect against any ensuing lawsuit.

Examples of such incidents include:

  • Accident resulting in injury to patient or caregiver during visit
  • Verbal or physical abuse between patient and caregiver
  • Unauthorized medical treatment or medication given

What Are the Rewards?

Hospice coverage provides support if any of these situations arise while caregivers are working off site. Most liability policies will also cover incidents that occur within the hospice facility, as well as issues relating to employee harassment or discrimination. This type of protection is a must for any organization providing healthcare.