What to Ask Your Auto Insurance Broker

What to Ask Your Auto Insurance Broker

auto liability insurance broker

As you look for an auto liability insurance broker, there might be a lot of questions on your mind. After all, when it comes to choosing an auto insurance policy, it’s an important decision. Luckily, you can find something affordable, while also receiving adequate coverage. Here are the questions you need to ask beforehand, to ensure you’re getting the best deal.

Are You Fully Covered?

Find out what coverages you qualify for and what your current plan is. An auto liability insurance broker will be able to look at your specific circumstances to develop the right coverage for you. He or she will be able to tell you if you are fully covered.

What Out-of-Pocket Costs Are You Responsible For?

You may have to pay some out of pocket expenses. Usually, policy limits, deductibles, coverages and other specifics determine what you pay for with your own money. If you had no fault in the accident, generally it is the responsibility of the other insurance company to pay for damages.

As you shop around for insurance, remember that auto insurance is something crucial. It’s important to have an open relationship with your broker, so that you can discuss the types of coverages you need. After all, there are a lot of questions you may need answered.